PPIP 6-Week Timeline Does Little To Stir Distressed Assets
May 20 2009 - 4:59PM
Dow Jones News
U.S. Treasury Secretary Timothy Geithner announced Wednesday
that the much anticipated toxic asset purchase program will be
running in six weeks, but distressed debt investors hardly rushed
in to buy these securities ahead of the launch.
Uncertainty about how the program will work and skepticism about
whether the government will be able to work out the kinks by July
have kept trading of distressed assets like home loans and
securities to just $2 million to $5 million lots.
"The Treasury still is sifting through the program manager
applications, and until they pick managers they are not in a
position to put the program in place," said Jim Dougherty, managing
director of NewOak Capital, a New York-based advisory and asset
management firm that specializes in distressed debt.
The Public-Private Investment Program, or PPIP, is designed to
help banks rid themselves of the toxic assets that clog their
balance sheets. The $1.1 trillion program will provide guarantees
and leverage to private investors to purchase these assets, mostly
commercial and residential loans and securities.
Concerns about the scope and the size of the government program
have stalled active trading of distressed mortgage debt, except for
small performing loans, said Jeremy Smith, chief strategy officer
at SecondMarket, a trading platform for distressed debt.
"There is a lot of private capital on the sidelines awaiting
PPIP's details," he said.
One of the concerns investors have is whether banks and other
sellers would still feel compelled to sell distressed assets in the
PPIP program.
The government plans have given holders of distressed debt some
cushion, giving them the option to hold and work out these assets,
rather than try and sell them at distressed prices, Dougherty
said.
So far, there has been a wide discrepancy on price between
buyers and sellers.
"Prices haven't come together," said Jeff Freud, founder and CEO
of LoanMarket.Net, which operates an online platform to sell real
estate loans.
However, other investors are using this time to prepare for the
program's launch.
Invesco Ltd. (IVZ), an investment management company, filed to
register a separate company called Invesco Mortgage Capital Inc. to
invest and manage residential and commercial mortgage bonds and
loans that it could purchase through the PPIP and Term Asset-Backed
Securities Loan Facility. The company hopes to raise money, and
leverage government funds through the programs for its
investment.
In addition, Invesco's distressed debt affiliate, WL Ross, has
committed to invest $1 billion in the program - $500 million on
loans and $500 million on bonds, when it launches.
-By Prabha Natarajan, Dow Jones Newswires; 201-938-5071; prabha.natarajan@dowjones.com