Employers Altering Pension Plan Policies, Shaking Up Fund Managers, Watson Wyatt Survey Finds
August 25 2009 - 11:04AM
PR Newswire (US)
Sharp Decline Projected for Target Equity Allocations WASHINGTON,
Aug. 25 /PRNewswire-FirstCall/ -- Corporate pension funds have been
making numerous changes to their investment programs in response to
the economic crisis, including significantly reducing their target
equity allocations and shaking up their fund manager lineup.
However, relatively few funds have taken steps to better plan and
implement risk strategies or lower costs, according to a new survey
by Watson Wyatt, a leading global consulting firm. According to the
survey, two-thirds (67 percent) of companies have made or are
planning to make policy changes in 2009 and 2010 to their defined
benefit (DB) plan asset allocations. By next year, these
organizations project that they will have decreased their average
target equity allocations to 47.8 percent, a nearly 10 percentage
point drop since last year. The survey also found that almost
three-quarters (73 percent) of companies have hired or fired
managers since June 2008 -- 52 percent having both hired and fired
managers. The Watson Wyatt survey was conducted in August 2009, and
includes responses from 85 senior-level financial executives from
large, U.S.-based companies. "This activity is a seismic shift from
business as usual," said Carl Hess, global director of investment
consulting at Watson Wyatt. "The uptick in activity could be a sign
that many funds were caught off guard by the crisis and are now
trying to mitigate their risk exposure." The survey also found
mixed results in terms of measures employers are taking to improve
their DB governance strategies. Less than half (41 percent) will
have implemented cost-cutting strategies by the end of 2009, while
only 12 percent will have established a risk advisory committee.
However, nearly two-thirds (62 percent) have taken a more stringent
approach to managing fiduciary risk since June 2008, and 62 percent
will have conducted stress tests on their ability to meet future
funding requirements by the end of 2009. "Given the current market,
finding solutions to reduce exposure to risk and improve overall
investment performance is critical," said Hess. "While some
employers may be limited by the steps they can take, most should be
able to find ways to better manage their risks, optimize returns
and improve their overall governance strategies." Employers have
also been making changes to the investment lineups of their defined
contribution (DC) plans -- more than half (56 percent) have already
made changes since June 2008 or are planning to by the end of 2009.
Many of these changes focus around adding or deleting existing
investment funds. Nearly half (45 percent) of companies added new
U.S. equity funds to their lineup, while 62 percent dropped an
existing U.S. equity fund. Other findings: -- The vast majority (93
percent) of companies offer a default investment option in their DC
plan. Of these companies, 71 percent offer a target-date fund. --
One in five (20 percent) of the companies have either already made
or plan to make changes to their target-date funds, despite the
relative newness of these products. Of these companies, 11 percent
have chosen to apply more conservative strategies, 42 percent have
made changes to lower costs, and 32 percent have made changes to
build custom strategies. For more information, please visit
http://www.watsonwyatt.com/newrealityreport. About Watson Wyatt
Investment Consulting Watson Wyatt Investment Consulting, a
division of Watson Wyatt, is focused on creating financial value
for institutional investors through independent, best-in-class
investment advice. We are specialist investment professionals who
provide coordinated investment strategy advice based on expertise
in risk assessment, strategic asset allocation, and investment
manager selection. Watson Wyatt Investment Consulting provides
investment advice to some of the world's largest pension funds and
institutional investors, and has more than 550 associates in
Europe, the Americas and Asia. In the U.S., investment advisory and
investment consulting services are provided by Watson Wyatt
Investment Consulting, Inc., which is a subsidiary of Watson Wyatt
Worldwide Inc. Watson Wyatt Investment Consulting, Inc., is a
registered investment adviser with the Securities and Exchange
Commission. About Watson Wyatt Watson Wyatt (NYSE:WWNASDAQ:WW) is
the trusted business partner to the world's leading organizations
on people and financial issues. The firm's global services include:
managing the cost and effectiveness of employee benefit programs;
developing attraction, retention and reward strategies; advising
pension plan sponsors and other institutions on optimal investment
strategies; providing strategic and financial advice to insurance
and financial services companies; and delivering related
technology, outsourcing and data services. Watson Wyatt has 7,700
associates in 33 countries and is located on the Web at
http://www.watsonwyatt.com/. DATASOURCE: Watson Wyatt CONTACT: Ed
Emerman for Watson Wyatt, +1-609-275-5162, ; or Steve Arnoff of
Watson Wyatt +1-703-258-7634, Web Site: http://www.watsonwyatt.com/
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