Trustmark Corporation Receives Regulatory Approval for Merger with BancTrust Financial Group, Inc.
January 24 2013 - 6:31PM
Business Wire
Trustmark Corporation (NASDAQ:TRMK) (“Trustmark”) and BancTrust
Financial Group, Inc. (NASDAQ:BTFG) (“BancTrust”) announced today
that all required regulatory approvals have been received in
connection with the proposed merger of BancTrust into Trustmark.
Subject to customary closing conditions contained in the merger
agreement, the transaction is expected to be effective as of the
close of business on Friday, February 15, 2013. BankTrust customers
should continue to conduct their banking business as usual, using
existing branches, checks and ATM or debit cards, until receiving
notice from Trustmark that system changes have been completed,
which is expected to occur by the end of the first quarter of 2013.
At that point, BankTrust customers will have an expanded offering
of products and services, as well as the added convenience provided
by more than 170 Trustmark banking centers in Florida, Mississippi,
Tennessee and Texas.
“We look forward to welcoming customers and associates of
BancTrust to the Trustmark family. Expansion into attractive
Alabama markets, including Mobile and Montgomery, as well as
increasing scale in existing Florida Panhandle markets, represents
a great opportunity for Trustmark,” said Gerard R. Host, President
and CEO of Trustmark.
W. Bibb Lamar, Jr., President and CEO of BancTrust, stated, “We
are delighted to be joining forces with Trustmark and look forward
to continuing to serve our customers as part of a strong, $12
billion regional banking organization.”
Additional Information
Trustmark Corporation is a financial services company providing
banking and financial solutions through approximately 170 offices
in Florida, Mississippi, Tennessee and Texas.
BancTrust Financial Group, Inc. is a registered bank holding
company headquartered in Mobile, Alabama. With assets of $2.0
billion, BancTrust provides an array of traditional financial
services through 40 bank offices in the southern two-thirds of
Alabama and nine bank offices in northwest Florida.
Forward-Looking Statements
Certain statements contained in this document constitute
forward-looking statements within the meaning of the Private
Securities Litigation Reform Act of 1995. You can identify
forward-looking statements by words such as “may,” “hope,” “will,”
“should,” “expect,” “plan,” “anticipate,” “intend,” “believe,”
“estimate,” “predict,” “potential,” “continue,” “could,” “future”
or the negative of those terms or other words of similar meaning.
You should read statements that contain these words carefully
because they discuss our future expectations or state other
“forward-looking” information. These forward-looking statements
include, but are not limited to, statements relating to anticipated
future operating and financial performance measures, including net
interest margin, credit quality, business initiatives, growth
opportunities and growth rates, among other things, and encompass
any estimate, prediction, expectation, projection, opinion,
anticipation, outlook or statement of belief included therein as
well as the management assumptions underlying these forward-looking
statements. You should be aware that the occurrence of the events
described under the caption “Risk Factors” in Trustmark’s and
BancTrust’s filings with the Securities and Exchange Commission
could have an adverse effect on our business, results of operations
and financial condition. Should one or more of these risks
materialize, or should any such underlying assumptions prove to be
significantly different, actual results may vary significantly from
those anticipated, estimated, projected or expected.
Risks that could cause actual results to differ materially from
current expectations of Management include, but are not limited to,
changes in the level of nonperforming assets and charge-offs,
local, state and national economic and market conditions, including
the extent and duration of the current volatility in the credit and
financial markets, changes in our ability to measure the fair value
of assets in our portfolio, material changes in the level and/or
volatility of market interest rates, the performance and demand for
the products and services we offer, including the level and timing
of withdrawals from our deposit accounts, the costs and effects of
litigation and of unexpected or adverse outcomes in such
litigation, our ability to attract noninterest-bearing deposits and
other low-cost funds, competition in loan and deposit pricing, as
well as the entry of new competitors into our markets through de
novo expansion and acquisitions, economic conditions, including the
potential impact of the European financial crisis on the U.S.
economy and the markets we serve, and monetary and other
governmental actions designed to address the level and volatility
of interest rates and the volatility of securities, currency and
other markets, the enactment of legislation and changes in existing
regulations, or enforcement practices, or the adoption of new
regulations, changes in accounting standards and practices,
including changes in the interpretation of existing standards, that
affect our consolidated financial statements, changes in consumer
spending, borrowings and savings habits, technological changes,
changes in the financial performance or condition of our borrowers,
changes in our ability to control expenses, changes in our
compensation and benefit plans, greater than expected costs or
difficulties related to the integration of acquisitions or new
products and lines of business, natural disasters, environmental
disasters, acts of war or terrorism, the expected completion of the
proposed merger of BancTrust into Trustmark, including the ability
to maintain relationships with customers, employees or suppliers as
well as the ability to successfully integrate the business and
realize cost savings and any other synergies and the risk that the
credit ratings of the combined company or its subsidiaries may be
different from what the companies expect and other risks described
in our filings with the Securities and Exchange Commission.
Although we believe that the expectations reflected in such
forward-looking statements are reasonable, we can give no assurance
that such expectations will prove to be correct. Except as required
by law, we undertake no obligation to update or revise any of this
information, whether as the result of new information, future
events or developments or otherwise.
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