UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 24, 2007

PVF Capital Corp.
(Exact Name of Registrant as Specified in Charter) 

       Ohio                             0-24948                34-1659805
----------------------------       ----------------------   --------------------
(State or Other Jurisdiction       Commission File Number   (I.R.S. Employer
    of Incorporation)                                       Identification No.)

30000 Aurora Road, Solon, Ohio 44139
(Address of Principal Executive Offices) (Zip Code)

Registrant's Telephone Number, Including Area Code: (440) 248-7171

Not Applicable
(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act


(17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act


(17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On October 24, 2007, PVF Capital Corp. (the "Company") announced its unaudited financial results for the quarter ended September 30, 2007. For more information, reference is made to the Company's press release dated, October 24, 2007, a copy of which is attached to this Report as Exhibit 99.1 and is furnished herewith.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(a) Not applicable.

(b) Not applicable.

(c) Not applicable

(d) The following exhibit is furnished herewith:

Exhibit 99.1 Press Release dated October 24, 2007

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

PVF CAPITAL CORP. 

Dated: October 24, 2007                 By: /s/ John R. Male
                                            -----------------------------------
                                            John R. Male
                                            Chairman of the Board and Chief
                                             Executive Officer
                                            (Duly Authorized Representative)

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