New Insurance.com Study Ranks the Worst States for Accident Claims
August 06 2019 - 9:00AM
Insurance.com, the leading online resource for auto, home, health
and life insurance expertise based on 20 years of helping
consumers, released today a new study examining the worst states
for auto accidents claims.
In compiling the rankings, Insurance.com’s experts researched
how much drivers in each state pay, on average, after a car
accident claim. Based on the data, Michigan is the worst state for
car insurance claims. Drivers there see insurance premiums climb to
an average of $3,502 after an at-fault accident. Already
experiencing the highest insurance rates in the nation at an
average of $2,368, it amounts to a 48% jump for Wolverine State
drivers.
Along with Michigan, the list of worst states for accident
claims includes the following states and district (with the average
annual insurance premiums following an accident claim in
parentheses):
- Michigan ($3,502)
- Louisiana ($3,348)
- California ($3,081)
- Florida ($3,045)
- Delaware ($2,592)
- Rhode Island ($2,591)
- Connecticut ($2,589)
- Georgia ($2,552)
- Minnesota ($2,503)
- District of Columbia ($2,438)
The state where drivers pay the least after an at-fault
accident, Maine, also has the lowest overall average insurance
rates in the nation at $884. Ohio, Virginia, Indiana and Idaho all
have insurance rates that come in below $1,300, on average, after a
collision. The best states for auto accident claims include:
- Maine ($1,058)
- Ohio ($1,170)
- Virginia ($1,250)
- Indiana ($1,259)
- Idaho ($1,294)
- North Dakota ($1,338)
- New York ($1,360)
- Vermont ($1,405)
- Hawaii ($1,414)
- Alaska ($1,458)
According to the research, repair costs are a contributing
factor to expensive insurance premiums after an accident. The
Bureau of Labor Statistics shows that the price for motor vehicle
repairs was 66% higher in June 2019 than they were in June 2000.
One of the reasons for the jump is the increasingly high-priced
components in vehicles, making sufficient liability insurance
limits a must for coverage plans.
“Purchasing more liability coverage is a smart and fairly
affordable option to protect against all sorts of unforeseen
expenses after a collision,” says Penny Gusner, Insurance.com
consumer analyst. “We all know medical expenses are never cheap.
But beyond that, even minor accidents without injuries can produce
skyrocketing bills. The latest car models being rolled out cost
more than ever to repair due to the expensive technology inside,
such as sensors, cameras and electronic safety features that are
pricey and difficult to replace.”
Insurance.com data also shows that drivers can save an average
of $600 by comparing rates after an accident claim. For a full list
of where each state ranks, you can read the complete report on
Insurance.com:
https://www.insurance.com/how-much-car-insurance-goes-up-for-accident-by-state
About Insurance.com
Insurance.com is owned and operated by QuinStreet, Inc. (Nasdaq:
QNST), a pioneer in delivering online marketplace solutions to
match searchers with brands in digital media. QuinStreet is
committed to providing consumers and businesses with the
information and tools they need to research, find and select the
products and brands that meet their needs. Insurance.com is a
member of the company’s expert research and publishing
division.
Insurance.com is a trusted online resource dedicated to
educating consumers on auto, home, health and life insurance,
developing relationships directly with carriers to offer consumers
comparison rates from multiple companies. Since 2001,
Insurance.com’s industry-first online tools, data-based reporting
and experienced experts have helped consumers make informed
insurance-related decisions, so they can choose the right insurance
for their individual needs.
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Rick Judge
Liberty Communications for QuinStreet
415-429-5652
QuinStreet@libertycomms.com
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