FORM 3
        
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

Pauls John

2. Date of Event Requiring Statement (MM/DD/YYYY)
6/6/2016 

3. Issuer Name and Ticker or Trading Symbol

UMB FINANCIAL CORP [UMBF]

(Last)        (First)        (Middle)

1010 GRAND BLVD.

4. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                            _____ 10% Owner
___ X ___ Officer (give title below)          _____ Other (specify below)
EVP & General Counsel /

(Street)

KANSAS CITY, MO 64106       

(City)              (State)              (Zip)
5. If Amendment, Date Original Filed (MM/DD/YYYY)

 

6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person


Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4) 		2. Amount of Securities Beneficially Owned
(Instr. 4) 		3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5) 		4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock   3071.9828   D    
Common Stock   718.5919   D    

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 4) 		2. Date Exercisable and Expiration Date
(MM/DD/YYYY) 		3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4) 		4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5) 		6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy)   11/13/2009   12/13/2016   Common Stock   1100   $36.36   D    
Stock Option (Right to Buy)   11/20/2010   12/20/2017   Common Stock   1100   $38.54   D    
Stock Option (Right to Buy)   10/17/2011   11/17/2018   Common Stock   900   $40.93   D    
Stock Option (Right to Buy)   1/1/2014   1/1/2021   Common Stock   79   $41.71   D    
Stock Option (Right to Buy)   1/1/2015   (1) 1/1/2022   Common Stock   187   $39.97   D    
Stock Option (Right to Buy)   1/1/2016   (2) 1/1/2023   Common Stock   341   $45.58   D    
Stock Option (Right to Buy)   1/1/2017   (3) 1/1/2024   Common Stock   547   $57.40   D    
Stock Option (Right to Buy)   2/5/2018   (4) 2/5/2026   Common Stock   383   $47.68   D    

Explanation of Responses:
( 1)  Options will vest 50% on 1/1/2015, 75% on 1/1/2016 and 100% on 1/1/2017.
( 2)  The option vests 50% on 1/1/16; 75% on 1/1/17 and 100% on 1/1/18
( 3)  Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019
( 4)  Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
Pauls John
1010 GRAND BLVD.
KANSAS CITY, MO 64106

EVP & General Counsel

Signatures
/s/ John C. Pauls 6/14/2016
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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