ENVA Enova International Inc

As filed with the Securities and Exchange Commission on July 10, 2024

Registration No. 333-

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM S-8
REGISTRATION STATEMENT
UNDER THE SECURITIES ACT OF 1933

 

 

ENOVA INTERNATIONAL, INC.

(Exact name of registrant as specified in its charter)

 

Delaware		45-3190813
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

 

175 West Jackson Boulevard

Chicago, Illinois 60604

(Address of principal executive offices, including zip code)

 

 

ENOVA INTERNATIONAL, INC. FOURTH AMENDED AND RESTATED

2014 LONG-TERM INCENTIVE PLAN

(Full title of the plan)

 

 

Sean Rahilly

General Counsel and Secretary

ENOVA INTERNATIONAL, INC.

175 West Jackson Boulevard

Chicago, Illinois 60604

(Name and address of agent for service)

(312) 568-4200

(Telephone number, including area code, of agent for service)

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.” See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b‑2 of the Exchange Act.
Large accelerated filer	☑			Accelerated filer		☐
Non-accelerated filer	☐			Smaller reporting company		☐
				Emerging growth company		☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. 

 

 

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INCORPORATION BY REFERENCE

 

Pursuant to General Instruction E on Form S-8, the contents of the Registration Statement on Form S-8 filed by Enova International, Inc. (the “Registrant”) on December 12, 2014 under Registration No. 333-200929, with respect to the securities offered pursuant to the Enova International, Inc. 2014 Long-Term Incentive Plan (the “2014 Long-Term Incentive Plan”), the Registration Statement on Form S-8 filed by the Registrant on May 17, 2016 under Registration No. 333-211413, with respect to the securities offered pursuant to the Enova International, Inc. First Amended and Restated 2014 Long-Term Incentive Plan (the “First Amended and Restated 2014 Long-Term Incentive Plan”), the Registration Statement on Form S-8 filed by the Registrant on November 1, 2018 under Registration No. 333-228115, with respect to the securities offered pursuant to the Enova International, Inc. Second Amended and Restated 2014 Long-Term Incentive Plan (the “Second Amended and Restated 2014 Long-Term Incentive Plan”), and the Registration Statement on Form S-8 filed by the Registrant on May 17, 2022 under Registration No. 333-265012, with respect to the securities offered pursuant to the Enova International, Inc. Third Amended and Restated 2014 Long-Term Incentive Plan (the “Third Amended and Restated 2014 Long-Term Incentive Plan”) are each incorporated by reference, with the exception of such opinions, consents, required signatures and exhibits, which are included and made a part of this registration statement. Pursuant to the Fourth Amended and Restated 2014 Long-Term Incentive Plan that was approved by the shareholders of the Registrant at its annual meeting of shareholders on May 8, 2024, the Third Amended and Restated 2014 Long-Term Incentive Plan was amended and restated to increase the total shares authorized for issuance thereunder by 2,000,000 shares.

 

 

Item 3. Incorporation of Documents by Reference

 

The following documents, which have been filed by the Registrant with the Securities and Exchange Commission (the “Commission”), are incorporated by reference into this Registration Statement:

 

(1) the Registrant’s Annual Report on Form 10-K for the fiscal year ended December 31, 2023, filed on February 23, 2024;

 

(2) the portions of the Registrant’s Definitive Proxy Statement on Schedule 14A filed on March 28, 2024 that are incorporated by reference into Part III of its Annual Report on Form 10-K for the fiscal year ended December 31, 2023;

 

(3) all other reports filed by the Registrant pursuant to Section 13(a) or 15(d) of the Exchange Act since the end of the fiscal year ended December 31, 2023, other than with respect to information furnished under Item 2.02 or Item 7.01 of Form 8-K; and

 

(4) the description of the Registrant’s common stock contained in its Registration Statement on Form 10 filed under the Exchange Act (File No. 001-35503), including any amendment or report filed for the purpose of updating such description.

 

All reports and other documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act (other than Current Reports on Form 8-K furnished pursuant to Item 2.02 or Item 7.01 of Form 8-K, including any exhibits included with such information, unless otherwise indicated therein) after the date of this Registration Statement, but prior to the filing of a post-effective amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference herein and to be a part hereof from the date of filing of such documents.

 

Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement.

 

Item 5. Interests of Named Experts and Counsel

 

Sean Rahilly, General Counsel of the Registrant, has given his opinion regarding certain legal matters relating to the Plan in this Registration Statement. Mr. Rahilly owns, or has the right to acquire, a number of common shares of the Registrant which represents less than 1% of the total outstanding common shares. Mr. Rahilly participates in the Plan.

 

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Item 8. Exhibits

 

Exhibit No.		Exhibit Description
4.1		Restated Certificate of Incorporation of Enova International, Inc. (incorporated by reference to Exhibit 3.1 of the Registrant’s Form 10-Q filed on July 28, 2023)
4.2		Amended and Restated Bylaws of Enova International, Inc. (incorporated by reference to Exhibit 3.1 of the Registrant’s Form 8-K, filed on November 17, 2017)
4.3		Form of Stock Certificate (incorporated by reference to Exhibit 4.1 of the Registrant’s Form 10, filed on October 2, 2014)
5.1		Opinion of Sean Rahilly, General Counsel to the Registrant (filed herewith)
23.1		Consent of Sean Rahilly (included in Exhibit 5.1)
23.2		Consent of Deloitte & Touche LLP (filed herewith)
24.1		Power of Attorney (included with the signature page of this Registration Statement)
107		Filing Fee Table
99.1		Enova International, Inc. Fourth Amended and Restated 2014 Long-Term Incentive Plan (incorporated by reference to Appendix A of the Registrant’s Definitive Proxy Statement on Schedule 14A for the 2024 Annual Meeting of Stockholders, filed on March 28, 2024)

 

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SIGNATURES

Pursuant to the requirements of the Securities Act, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Chicago, State of Illinois, on July 10, 2024.

 

ENOVA INTERNATIONAL, INC.
By:		/s/ Sean Rahilly
		Sean Rahilly
		General Counsel and Secretary

 

POWER OF ATTORNEY

 

KNOW BY ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints David Fisher and Sean Rahilly, and each of them, his or her true and lawful attorney-in-fact and agents with full and several power of substitution, for him or her and his or her name, place and stead, in any and all capacities, to sign any and all amendments (including post-effective amendments) to this registration statement, and to file the same, with all exhibits thereto, and all documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agents or any of them, or their substitutes, may lawfully do or cause to be done.

Pursuant to the requirements of the Securities Act, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated:

 

Signature		Capacity		Date
/s/ David Fisher		Chairman of the Board of Directors, Chief Executive Officer and Director (Principal Executive Officer)		July 10, 2024
David Fisher
/s/ Steven Cunningham		Chief Financial Officer (Principal Financial Officer)		July 10, 2024
Steven Cunningham
/s/ James J. Lee		Chief Accounting Officer (Principal Accounting Officer)		July 10, 2024
James J. Lee
/s/ Ellen Carnahan		Director		July 10, 2024
Ellen Carnahan
/s/ Daniel R. Feehan		Director		July 10, 2024
Daniel R. Feehan
/s/ William M. Goodyear		Director		July 10, 2024
William M. Goodyear
/s/ James A. Gray		Director		July 10, 2024
James A. Gray
/s/ Gregg A. Kaplan		Director		July 10, 2024
Gregg A. Kaplan
/s/ Mark P. McGowan		Director		July 10, 2024
Mark P. McGowan
/s/ Linda Johnson Rice		Director		July 10, 2024
Linda Johnson Rice
/s/ Mark A. Tebbe		Director		July 10, 2024
Mark A. Tebbe

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175 West Jackson Blvd. Chicago, Illinois 60604

 

July 10, 2024

Enova International, Inc.

175 W. Jackson Boulevard

Chicago, Illinois 60604

Re: Registration Statement on Form S-8

Ladies and Gentlemen:

I am providing this letter in my capacity as General Counsel of Enova International, Inc., a Delaware corporation (the “Company”), and not in my individual capacity, in connection with the filing by the Company of a Registration Statement on Form S-8 (the “Registration Statement”) under the Securities Act of 1933, as amended (the “Act”), with the Securities and Exchange Commission (the “Commission”) covering the offering by the Company of up to an additional 2,000,000 shares of common stock, par value $0.00001 per share, of the Company (the “Plan Shares”) pursuant to the Enova International, Inc. Fourth Amended and Restated 2014 Long-Term Incentive Plan (the “Plan”).

For purposes of this letter, I have examined the Registration Statement, the Company’s Restated Certificate of Incorporation and Amended and Restated Bylaws, each as in effect on the date hereof, the proceedings taken by the Company with respect to the authorization and adoption of the Plan and such documents, records, certificates, resolutions and other instruments deemed necessary as a basis for this opinion. With respect to the foregoing documents, I have assumed the authenticity of all documents submitted to me as originals, the conformity to the originals of all documents submitted to me as copies and the authenticity of the originals of all documents submitted to me as copies. For the purposes of this opinion, I have assumed that the Plan Shares that may be issued pursuant to the Plan will continue to be duly authorized on the dates of such issuance.

Based upon and subject to the foregoing qualifications, assumptions and limitations and the further limitations set forth below, I advise you that the Plan Shares are duly authorized and when (i) the Registration Statement related to the Plan Shares becomes effective under the Act and (ii) the Plan Shares have been duly issued pursuant to and in accordance with the terms and conditions of the Plan and the Company’s Restated Certificate of Incorporation and Amended and Restated Bylaws, the Plan Shares will be validly issued, fully paid and non-assessable.

My opinions expressed above are subject to the qualifications that I express no opinion as to the applicability of, compliance with, or effect of any laws except the General Corporation Law of the State of Delaware.

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I hereby consent to the filing of this opinion with the Commission as Exhibit 5.1 to the Registration Statement and the naming of myself in the Registration Statement. In giving this consent, I do not thereby admit that I am in the category of persons whose consent is required under Section 7 of the Act or the rules and regulations of the Commission.

This opinion is limited to the specific issues addressed herein, and no opinion may be inferred or implied beyond that expressly stated herein. I assume no obligation to revise or supplement this opinion should the General Corporation Law of the State of Delaware be changed by legislative action, judicial decision or otherwise.

This opinion is furnished to you in connection with the filing of the Registration Statement, and is not to be used, circulated, quoted or otherwise relied upon for any other purposes.

Sincerely,

/s/ Sean Rahilly

SEAN RAHILLY

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CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in this Registration Statement on Form S-8 of our report dated February 23, 2024, relating to the financial statements of Enova International, Inc. and subsidiaries (the “Company”) and the effectiveness of the Company’s internal control over financial reporting, appearing in the Annual Report on Form 10-K of the Company for the year ended December 31, 2021.

/s/ DELOITTE & TOUCHE LLP
 

Chicago, Illinois
July 10, 2024

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CALCULATION OF REGISTRATION FEE

Form S-8

Enova International, Inc.

Table 1 - Newly Registered Securities

 

Security type	Title of securities to be registered	Fee calculation rule	Amount to be registered (1)	Proposed maximum offering price per share (2)(3)	Proposed maximum aggregate offering price (2)(3)	Fee rate	Amount of registration fee (3)
Equity	Common Stock, par value $0.00001 per share	Rule 457(c) and Rule 457(h)	2,000,000	$61.355	$122,710,000.00	0.0001476	$18,112.00

 

(1) This registration statement covers an aggregate of 2,000,000 shares of Enova International, Inc.’s common stock, par value $0.00001 per share (the “Common Stock”), issuable pursuant to the Enova International, Inc. Fourth Amended and Restated 2014 Long-Term Incentive Plan (the “Fourth Amended and Restated 2014 LTIP”). Pursuant to Rule 416(a) under the Securities Act of 1933 (the “Securities Act”), this Registration Statement also covers an indeterminate number of additional shares of Common Stock that may become issuable pursuant to the anti-dilution provisions of the Fourth Amended and Restated 2014 LTIP.

(2) Estimated solely for the purpose of computing the registration fee.

(3) Calculated in accordance with Rule 457(c) and Rule 457(h) of the Securities Act. Accordingly, the amount of the registration fee is calculated based upon 2,000,000 shares of Common Stock reserved for issuance under the Fourth Amended and Restated 2014 LTIP at a price of $61.355, which is the average of the high and low price per share of Common Stock on the New York Stock Exchange on July 5, 2024.

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