Aon Benfield Forecasts Potential Impact on the Insurance Industry Resulting From the Alleged Madoff Scandal
January 14 2009 - 6:12PM
PR Newswire (US)
LONDON and CHICAGO, Jan. 14 /PRNewswire-FirstCall/ -- Aon Benfield,
the world's premier reinsurance intermediary and capital advisor,
released today a preliminary forecast of direct insured losses
resulting from the alleged Bernard Madoff Ponzi scheme. (Logo:
http://www.newscom.com/cgi-bin/prnh/20041215/CGW049LOGO) "While the
maximum potential exposed insurance limits are estimated to be over
$6 billion, the range of direct insured losses will be a far
smaller number, most likely somewhere between $760 million and $3.8
billion, with a best estimate of $1.8 billion," said Stephen
Mildenhall, head of Aon Benfield's Actuarial and Enterprise Risk
Management practice. "These figures represent material costs, but
are not likely to have a significant impact on the insurance
industry," he continued. The high end of the likely range of
insured losses represents less than 20 loss ratio points on global
Directors & Officers, Errors & Omissions, and Fidelity
premium. Since most insurance claims will be concentrated in the
financial institution sector, the loss ratio within this specific
segment may be significant. Based on estimated financial
institution insurance premiums, the loss ratio impact could range
from 40 to 180 loss ratio points in this specific segment. Given
the claims-made nature of most professional liability coverage,
losses would likely be spread over policy years 2007 and 2008 (or
report years 2008 and 2009). "When the effect of this scandal is
combined with the impact of the ongoing credit crisis, many
insurers will see profitability deteriorate even further in their
financial institutions book of business," concluded Mr. Mildenhall.
"Optimists may point to a potentially positive outcome -- a more
rapid hardening of rates in the professional liability market." Aon
Benfield will continue to update this preliminary analysis and
revise results as new information becomes available. A copy of the
preliminary report released today is available upon request. About
Aon Benfield Aon Benfield is the world's premier reinsurance
intermediary and capital advisor, providing clients with integrated
capital solutions and services. The company offers clients access
to every traditional and alternative market in the world, through
an international network of offices spanning over 50 countries and
more than 4,000 professionals. Its worldwide client base is able to
access the broadest portfolio of integrated capital solutions and
services, world-class talent, unparalleled global reach and local
expertise to best meet their business objectives. Aon Benfield is
the industry leader in treaty, facultative and capital markets
transactions. For further information please contact: David Bogg
Kathleen Hipp London Minneapolis t: +44 (0)20 7522 4016 t: +1 952
886 8161 e: e:
http://www.newscom.com/cgi-bin/prnh/20041215/CGW049LOGO
http://photoarchive.ap.org/ DATASOURCE: Aon Corporation CONTACT:
David Bogg, London, +44 (0)20 7522 4016, , or Kathleen Hipp,
Minneapolis, +1-952-886-8161, , both for Aon Corporation Web Site:
http://www.aon.com/
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