Equifax Debt Wise Subscribers Can Get Out of Debt 15 Years Sooner
December 01 2009 - 12:34PM
PR Newswire (US)
ATLANTA, Dec. 1 /PRNewswire-FirstCall/ -- In an effort to empower
consumers to improve their financial well-being, Equifax launched
Equifax Debt Wise(TM), an innovative product that uses information
from the Equifax Credit Report(TM) to enable consumers to create a
plan for paying off their debt faster--without paying more in
monthly payments than they already do! The average subscriber can
save over $30,000 in interest and get out of debt 15 years quicker
by following their Fast Pay Plan+. (Logo:
http://www.newscom.com/cgi-bin/prnh/20060224/CLF037LOGO ) Less than
six months after launch, Debt Wise has helped thousands of
consumers map their path to debt freedom. Sixty-two percent of
respondents in a recent Debt Wise subscriber survey believed that
the product helped them change how they pay off their debt; 65%
would recommend it to others++. "Consumers are in a financial
crisis. Many of them are struggling to make minimum payments on
bills that seem impossible to pay off, emptying retirement funds or
tapping their home equity to get out debt," says Steve Ely,
President, Equifax Personal Information Solutions. "They are well
beyond treading water; they're drowning in their debt. That is why
having a plan for getting out of debt--a plan that they can
actually stick to--is so important." For less than $.50 per day,
Debt Wise subscribers can create a personal debt payment plan
online in as little as 10 minutes, in the privacy and comfort of
their own home and receive access to highly rated, user ranked
features like: -- Monthly Progress Alerts that help subscribers
know if they are on or off plan and when an account is paid off. --
Credit Monitoring and alerts within 24 hours of key changes to
their Equifax credit file. -- Fast Pay Plan Wizard that makes
setting up a plan simple, straightforward and flexible by
automatically importing debts from the Equifax Credit Report and
enabling subscribers to decide which debts to include in their
payment plan -- 4 FICO Scores every 12 months so subscribers can
check their credit score, as it may change over time. -- Commitment
Calculator tool to simulate how paying additional amounts towards
debts could accelerate one's debt freedom date. -- Spend Smart
Tools that provide ideas on ways to save money and spend wisely. --
Identity Theft Insurance of up to $25,000 with no deductible*. Debt
Wise is a part of Equifax's suite of products designed to help
consumers understand their credit, protect their identity, and
maximize their financial well-being. For more information about
Equifax Debt Wise, visit http://www.equifaxdebtwise.com/. About
Equifax Inc. (http://www.equifax.com)equifax/ empowers businesses
and consumers with information they can trust. A global leader in
information solutions, employment and income verification and human
resources business process outsourcing services, we leverage one of
the largest sources of consumer and commercial data, along with
advanced analytics and proprietary technology, to create customized
insights that enrich both the performance of businesses and the
lives of consumers. Customers have trusted Equifax for over 100
years to deliver innovative solutions with the highest integrity
and reliability. Businesses -large and small - rely on us for
consumer and business credit intelligence, portfolio management,
fraud detection, decisioning technology, marketing tools,
HR/payroll services, and much more. We empower individual consumers
to understand their personal credit information, protect their
identity and maximize their financial well-being. Headquartered in
Atlanta, Georgia, Equifax Inc. operates in the U.S. and 14 other
countries throughout North America, Latin America and Europe.
Equifax is a member of Standard & Poor's (S&P) 500® Index.
Our common stock is traded on the New York Stock Exchange under the
symbol EFX. + Results are based on data collected from Equifax Debt
Wise and DebtWatchers(TM) subscribers. Debt Watchers is available
from Primerica Client Services, Inc., an affiliate of Primerica
Financial Services, Incorporated in partnership with Equifax.
Actual subscriber results may vary materially from those described
herein. Equifax does not guarantee, intend or assume any obligation
for results which differ from those expressed or anticipated. ++
Survey results are based on data collected from the October 2009
Equifax Debt Wise Subscriber Survey administered by Equifax
Personal Information Solutions. Although great care was taken to
ensure data quality, this survey is not scientific and is only
representative of the responses received, as reported by current
Debt Wise subscribers. Equifax does not guarantee the accuracy or
completeness of the survey or of any information, and survey data
should only be used for general informational purposes. *Insurance
underwritten by member companies of American International Group,
Inc. The description herein is a summary only. It does not include
all terms, conditions and exclusions of the policies described.
Please refer to the actual policies for complete details of
coverage and exclusions. Debt Wise does not provide debt management
advice, credit counseling, financial planning or counseling, and
will not act as an intermediary between subscribers and their
lenders/creditors. Subscribers must continue to pay their
lenders/creditors directly in accordance with their terms. Debt
Wise will not improve or repair subscribers' credit history or
score, or debt-to-income ratio. Debt Wise is not available in NV,
UT, or DC. See equifaxdebtwise.com for important additional
information.
http://www.newscom.com/cgi-bin/prnh/20060224/CLF037LOGO
http://photoarchive.ap.org/ DATASOURCE: Equifax Inc. CONTACT:
Demitra Wilson of Equifax Inc., +1-678-795-7885, Web Site:
http://www.equifax.com/
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