1st Capital Bank (OTCBB: FISB): 1st Capital Bank announced today the opening of its new full service banking center located in Monterey, California. The 1st Capital Bank Monterey office provides business and personal banking services, commercial and SBA government guaranteed lending, cash management services, automated teller, and a merchant night depository.

"We are extremely pleased to open this new full service banking facility in the heart of downtown Monterey," stated President and Chief Executive Officer, Fred Rowden. "The Monterey Peninsula is a very important market for us, and it made good business sense to expand our banking capabilities in this community. Our commercial lending group, in addition to the Bank's Regional President, Clay Larson, will be based in our new Monterey location," concluded Rowden.

"I've been a community banker in the Monterey area for over 35 years and am very excited to be a part of 1st Capital Bank's vision to build the premier community bank for the Central Coast," stated Clay Larson, Regional President. "Our new and expanded Monterey branch allows us to provide our clients with competitive banking services in a convenient downtown location, delivered by some of the most experienced community bankers on the Monterey Peninsula," noted Larson.

The Bank's Monterey office is located at 300 Bonifacio Place on the corner of Bonifacio Place and Washington Street. Office hours are Monday through Thursday from 9 a.m. to 5 p.m. and Friday 9 a.m. to 6 p.m. Appointment banking is also available by calling 831.264.4070.

About 1st Capital Bank 1st Capital Bank is focused on providing lending, deposit and highly efficient cash management services such as remote deposit and online banking to small-to-medium size businesses and their owners, and offers specialized banking services for the healthcare industry. The Bank is a full service financial institution with branches located in Monterey, Salinas and King City. The Bank's corporate offices are located at 5 Harris Court, Building N, Suite 3, Monterey, California 93940. Please visit our website at www.1stcapitalbank.com for more information. Member FDIC. Equal Opportunity Lender. An SBA Preferred Lender.

Contact Information Clay Larson Regional President, Monterey (831) 264-4077

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