FISB 1st Capital Bancorp (QX)

1st Capital Bank (OTCQB: FISB) (the "Bank") today announced that the Board of Directors has unanimously approved the appointment of Mark R. Andino as the Bank's ongoing President and Chief Executive Officer. Mr. Andino joined the Bank in October 2012 as its Chief Operating Officer, and then stepped in as Interim President and Chief Executive Officer following the sudden and unexpected passing of founding President and Chief Executive Officer Fred Rowden.

Mr. Andino is a veteran California banker, with almost thirty years of financial institution experience, including five years working in the Bank's primary market area. Over his career, Mr. Andino has served in a number of senior capacities at financial institutions, including Chief Financial Officer, Chief Operating Officer, Chief Administrative Officer, and Director. Mr. Andino was a founder of a California de novo bank that also opened in 2007. Mr. Andino has an undergraduate degree in business administration from the College of William and Mary, and a Master of Business Administration degree from the University of California at Berkeley.

Commenting on the appointment, Kurt Gollnick, the Bank's Chairman of the Board, stated: "Since joining the 1st Capital Bank team, Mark has shown that he embodies the Bank's culture, including displaying a strong personal commitment to providing clients with a concierge level of service. Mark also shares our focus on meaningfully improving the quality of life in our local communities and generating shareholder value."

Dan Hightower, the Bank's Vice Chairman of the Board, added: "A number of the Bank's directors have known Mark for years and have been impressed with his performance, reputation, and visibility in the community banking industry. The Board's perspective on Mark was reinforced over the past several months, as he very effectively managed the Bank, including through a sudden transition in leadership."

Mr. Andino stated: "I look forward to continuing to work with the Board of Directors and employees to build upon the Bank's strong foundation and many successes to date. The Bank is located in a highly desirable market and enjoys the capital and liquidity to support future growth." Mr. Andino then added: "I have been a shareholder of the Bank since its initial public offering in 2007 and appreciate the importance of providing value to the Bank's shareholders, many of whom are also clients of the Bank. 1st Capital Bank is well positioned to attract additional clients due to its relationship approach to banking combined with the delivery of truly customized financial solutions through experienced and knowledgeable bankers."

About 1st Capital Bank

The Bank's target markets are commercial enterprises, professionals, real estate investors, family business entities, and residents in Monterey County. The Bank provides a wide range of credit products, including loans under various government programs such as those provided through the U.S. Small Business Administration ("SBA") and the U.S. Department of Agriculture ("USDA"). A comprehensive suite of deposit accounts is also furnished, complemented by robust cash management services. The Bank operates full service branch offices in Monterey, Salinas, and King City. The Bank's corporate offices are located at 5 Harris Court, Building N, Suite 3, Monterey, California 93940. The Bank's website is www.1stcapitalbank.com and the main telephone number is 831.264.4000.

Member FDIC / Equal Opportunity Lender / SBA Preferred Lender

Forward-Looking Statements:

Certain of the statements contained herein that are not historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements may contain words or phrases including, but not limited, to: "believe," "expect," "anticipate," "intend," "estimate," "target," "plans," "may increase," "may fluctuate," "may result in," "are projected," and variations of those words and similar expressions. All such forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those projected. Factors that might cause such a difference include, among other matters, changes in interest rates; economic conditions including inflation and real estate values in California and the Bank's market areas; governmental regulation and legislation; credit quality; competition affecting the Bank's businesses generally; the risk of natural disasters and future catastrophic events including terrorist related incidents and other factors beyond the Bank's control; and factors discussed in the Bank's periodic reports under the Securities Exchange Act of 1934, as amended, on Forms 10-K, 10-Q, and 8-K filed with the FDIC. The Bank does not undertake, and specifically disclaims any obligation, to update or revise any forward-looking statements, whether to reflect new information, future events, or otherwise, except as required by law.

This news release is available at the www.1stcapitalbank.com Internet site for no charge.

For further information, please contact: Mark R. Andino President and Chief Executive Officer 831.264.4028 office 831.915.6498 cellular Mark.Andino@1stcapitalbank.com or Jayme Fields Chief Financial Officer 831.264.4011 office 831.917.8725 cellular Jayme.Fields@1stcapitalbank.com