BANK OF QUEENSLAND LTD

RE: BANK OF QUEENSLAND LIMITED
    AUD 50,000,000.00
    MATURING: 20-Jan-2006
    ISSUE DATE: 20-Jan-2005
    ISIN: XS0210458963

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20-Apr-2005 TO 20-Jul-2005 HAS BEEN FIXED AT 5.855000 PCT.

DAY BASIS 91/365

INTEREST PAYABLE VALUE 20-Jul-2005 WILL AMOUNT TO
AUD 14,597.40 PER AUD 1,000,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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