51LR Westpac B Frn29

    Westpactrust Securities NZ Ld

As Agent Bank, please be advised of the following rate determined on: 26-Nov-2004

Issue               : Westpac Trust Securities NZ Limited - Series 471
                      NZD 7,500,000 FRN Due 26 Nov 2007
ISIN Number         : XS0205868937
Common Code/
144A ISIN           : 20586893
Issue Nomin     NZD : 7,500,000.00
Period              : 26-Nov-2004 to 28-Feb-2005       Payment Date 28-Feb-2005
Number of Days      : 94
Rate                : 6.665
Denomination    NZ  : 100,000.00   7,500,000.00
Amount Payable 
per Denomination    : 1,714.67     128,600.22

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 1267

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