51LR Westpac B Frn29

    Westpactrust Securities NZ Ld

As Agent Bank, please be advised of the following rate determined on:26-Nov-2004

Issue               : WestpacTrust Banking Securities NZ Limited - Series 471
                      NZD 7,500,000 FRN Due 26 Nov 2007
ISIN Number         : XS0206079989
Common Code/        : 20607998
144A ISIN
Issue Nomin     NZD : 7,500,000.00
Period              : 26-Nov-2004 to 28-Feb-2005      Payment Date 28-Feb-2005
Number of Days      : 94
Rate                : 6.665
Denomination    NZ  : 100,000.00        7,500,000.00

Amount Payable 
per Denomination    : 1,714.67          128,600.22

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 1267

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