51LR Westpac B Frn29

    Westpactrust Securities NZ Ld

As Agent Bank, please be advised of the following rate determined on: 21-Feb-2005

Issue               : WestpacTrust Securities ZD Ltd
                      US$250,000,000 (MTN) FRN due 23/05/05
ISIN Number         : XS0111581459
Common Code/
144A ISIN           : 111581459
Issue Nomin     USD : 250,000,000.00
Period              : 23-Feb-2005 to 23-May-2005     Payment Date 23-May-2005
Number of Days      : 89
Rate                : 2.96
Denomination    US  : 500,000.00
Amount Payable 
per Denomination    : 3,658.89

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 1267

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