51LR Westpac B Frn29

    Westpactrust Securities NZ Ld

As Agent Bank, please be advised of the following rate determined on: 20-May-2004

Issue               : WestpacTrust Securities NZ Ltd 
                      US$250,000,000 (MTN) FRN due 23/05/05
ISIN Number         : XS0111581459
Common Code/        : 111581459
144A ISIN
Issue Nomin     USD : 250,000,000.00
Period              : 24-May-2004 to 23-Aug-2004      Payment Date 23-Aug-2004
Number of Days      : 91
Rate                : 1.38
Denomination    US  : 500,000.00

Amount Payable 
per Denomination    : 1,744.17

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 7438

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