51LR Westpac B Frn29

    Westpactrust Securities NZ Ld

As Agent Bank, please be advised of the following rate determined on: 19-Aug-2004

Issue               : WestpacTrust Securities NZ Ltd 
                      US$250,000,000 (MTN) FRN due 23/05/05 
ISIN Number         : XS0111581459

Common Code /       : 111581459
144A ISIN 
Issue Nomin     USD : 250,000,000.00 
Period              : 23-Aug-2004 to 23-Nov-2004      Payment Date 23-Nov-2004
Number of Days      : 92
Rate                : 1.84
Denomination    US  : 500,000.00

Amount Payable 
per Denomination    : 2,351.11

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 7438

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