As Agent Bank, please be advised of the following rate determined            on: 17-Nov-2008
 Issue                             � Pillar Funding - Series 2005 - Class B
                                   GBP 12,500,000.00 Asset Backed FRN Due 15-Nov-2012
 ISIN Number                       � XS0236181250
 Common Code / 144A ISIN           � 23618125
 Issue Nomin GBP                   � 12,500,000.00
 Period                            � 17-Nov-2008 to 16-Feb-2009              Payment Date 16-Feb-2009
 Number of Days                    � 91
 Rate                              � 4.40875
 Denomination GBP                  � 50,000.00             �                                    �
                                                                                                     
 Amount Payable per Denomination   � 549.58                �                                    �
                                                                                                     
 Bank of New York
 Rate Fix Desk                                             Telephone         � 44 1202 689580
 Corporate Trust Services                                  Facsimile         � 44 1202 689601
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