Bradford&Bingley plc



Re:  Bradford & Bingley Plc
     GBP 275000
     MATURING: 19-Apr-2011
     ISIN: XS0217692150

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20-Oct-2008 TO 19-Jan-2009 HAS BEEN FIXED AT 6.146250 PCT

DAY BASIS: ACTUAL/365(FIX)

INTEREST PAYABLE VALUE 19-Jan-2009 WILL AMOUNT TO:
GBP 15.32 PER GBP 1000 DENOMINATION



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