Bradford and Bingley plc

RE: BRADFORD & BINGLEY BUILDING SOCIETY
GBP 5,300,000.00
MATURING: 30-Oct-2008
ISSUE DATE: 07-May-2003
ISIN: XS0168194172

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
31-Jul-2006 TO 30-Oct-2006 HAS BEEN FIXED AT 4.886880 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 30-Oct-2006 WILL AMOUNT TO:
GBP 1,218.37 PER GBP 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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