Abbey National PLC

RE: ABBEY NATIONAL TREASURY SERVICES
    JPY 500,000,000.00
    MATURING: 10-Apr-2015
    ISSUE DATE: 10-Apr-2000
    ISIN: XS0110279030

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
25-Mar-2004 TO 25-Mar-2005 HAS BEEN FIXED AT 3.000000 PCT

DAY BASIS 360/360

INTEREST PAYABLE VALUE 29-Mar-2005 WILL AMOUNT TO:
JPY 3,000,000.00 PER JPY 100,000,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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