BK59 Westpac 'a'2028

    Westpac Securities Administration

RE:    WESTPAC SECURITIES ADMINISTRATION
       USD 350,500,000.00
       MATURING: 15-Jul-2030
       ISSUE DATE: 15-Jul-1999
       ISIN: XSOO99708199

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
15-Jun-2004 TO 15-Sep-2004 HAS BEEN FIXED AT 1.770000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 15-Sep-2004 WILL AMOUNT TO:
USD 60.95 PER USD 13,475.42 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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