BK59 Westpac 'a'2028

    Westpac Securities Administration

RE:    WESTPAC SECURITIES ADMINISTRATION
       USD 499,000,000.00
       MATURING: 19-Dec-2028
       ISSUE DATE: 29-Sep-1997
       ISIN: XSO080699050

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20-Sep-2004 TO 20-Dec-2004 HAS BEEN FIXED AT 2.040000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 20-Dec-2004 WILL AMOUNT TO:
USD 45.78 PER USD 8,877.68 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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