Torchmark Corporation to Present at Merrill Lynch Insurance Investors 
                                  Conference 
 
    BIRMINGHAM, Ala., Feb. 10 /PRNewswire-FirstCall/ -- Torchmark Corporation 
(NYSE: TMK) announced today that its Chairman C. B. Hudson will be presenting 
Tuesday, February 11, 2003 at the Merrill Lynch Insurance Investors  
Conference in New York City.  Mr. Hudson's presentation is scheduled to begin 
at 2:00 p.m. EST.   
 
                  The presentation will be webcast live at: 
                                        
                            www.torchmarkcorp.com 
       on the Investor Relations page, under "Management Presentations" 
                                      or 
                   www.twst.com/econf/mm/merrill9/tmk.html 
 
    Torchmark Corporation is a financial services holding company specializing 
in life and supplemental health insurance for "middle income" Americans 
marketed through multiple distribution channels including direct response, and 
exclusive and independent agencies.  Subsidiary Globe Life And Accident is a 
nationally recognized direct-response provider of life insurance known for its 
administrative efficiencies.  United American has been a nationally recognized 
provider of Medicare supplement health insurance since 1966.  Liberty National 
Life, one of the oldest traditional life insurers in the Southeast, is the 
largest life insurer in its home state of Alabama.  American Income Life is 
nationally recognized for providing supplemental life insurance to labor union 
members. 
 
SOURCE  Torchmark Corporation 
    -0-                             02/10/2003 
    /CONTACT:  Joyce Lane, Vice President, Investor Relations of Torchmark 
Corporation, +1-972-569-3627, or fax, +1-972-569-3696, or 
jlane@torchmarkcorp.com / 
    /Company News On-Call:  http://www.prnewswire.com/comp/885425.html / 
    /Web site:  http://www.twst.com/econf/mm/merrill9/tmk.html 
                http://www.torchmarkcorp.com / 
    (TMK) 


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