Torchmark Corporation Announces Fourth Quarter 2003 Earnings Conference Call 
 
    BIRMINGHAM, Ala., Jan. 13 -- Torchmark Corporation (NYSE: TMK) announced 
today that it will release fourth quarter 2003 financial and operating results 
after the market closes on Monday, February 9, 2004.  On Tuesday, February 10, 
at 11:00 a.m. (EST), Chairman and Chief Executive Officer C. B. Hudson will lead 
a discussion during a conference call followed by a Q&A session.  At that time a 
copy of the Company's Q4-2003 earnings press release and other financial and 
statistical information about the quarter to be discussed in the conference call 
will be available on the Company's website at www.torchmarkcorp.com on the 
Investor Relations page. 
    The conference call will be available live and in replay over the Internet 
at www.torchmarkcorp.com on the Investor Relations page at "Conference Calls."  
To listen to the live webcast, please go to the website at least ten minutes 
prior to the start of the call to register, and to download and install any 
necessary audio software. 
    Torchmark Corporation is a financial services holding company specializing 
in life and supplemental health insurance for "middle income" Americans 
marketed through multiple distribution channels including direct response, and 
exclusive and independent agencies.  Subsidiary Globe Life And Accident is a 
nationally recognized direct-response provider of life insurance and is known 
for its administrative efficiencies.  United American has been a nationally 
recognized provider of Medicare supplement health insurance since 1966.  
Liberty National Life, one of the oldest traditional life insurers in the 
Southeast, is the largest life insurer in its home state of Alabama.  American 
Income Life is nationally recognized for providing supplemental life insurance 
to labor union members. 
 
SOURCE  Torchmark Corporation 
    -0-                             01/13/2004 
    /CONTACT:  Joyce Lane, Vice President, Investor Relations of Torchmark 
Corporation, +1-972-569-3627, or fax, +1-972-569-3696, or 
jlane@torchmarkcorp.com / 
    /Company News On-Call:  http://www.prnewswire.com/comp/885425.html / 
    /Web site:  http://www.torchmarkcorp.com / 
    (TMK) 
 






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